I refer to most financial broadcasting as “financial pornography” because the majority of this information is based on fantasy that’s all very exciting and engaging. There are flashing visuals about stock price movements and a constant stream of talking heads and broadcasts from the chaotic, noisy floors of the exchanges. The goal of all this …
CERTIFIED FINANCIAL PLANNER™
What does a Financial Planner Do?
If you’re thinking about looking for a financial planner, you may be wondering what exactly a financial planner does and what value he or she can bring into your life. The answer I give when people ask me what a financial planner does is, “I help my clients clarify financial goals and reach them reliably.” …
How should I start preparing for retirement?
As a financial advisor, I don’t think it’s ever too early to start planning for retirement. Ideally retirement planning starts as soon as an individual starts earning money, even on their very first job. However, specific planning really ramps up in the years and decades just before retirement. That’s when it’s important to start visualizing …
Why would anyone buy an annuity?
I bet you have seen some cool marketing about great “guaranteed income” retirement products. Conversely, I will also suppose that you have seen a few marketing messages that talk about annuities being the spawn of the devil and that nobody should ever own an annuity. Regular readers of this blog will not be surprised when …
What’s keeping me from retiring?
If you are asking this question, you are not alone. A new survey from PWC, a global tax and business services firm, shows that baby boomers want to retire soon, but many have doubts about how to make that happen. Almost 60 percent of survey respondents say they want to retire in the next five …
Do I need a financial advisor in retirement?
Many people nearing retirement age wonder whether they would benefit from securing the services of a professional financial planner. The answer is, most likely, yes. A good planner, who is your advocate (a fiduciary advisor) in all things, can make a big difference. But the specific benefit for you will, of course, depend on the …