Many people wonder why they would ever roll out of their 401(k) into an IRA. Whether it’s a good idea or not depends on the details of your situation. If you work with an advisor who has extensive training in all aspects of retirement planning, like a CERTIFIED FINANCIAL PLANNER™ professional, and your advisor represents …
How to prepare for a stock market crash
I often get the question from friends and clients: “What should we do about the coming market crash?” The long-term clients I’m blessed to work with already know my answer: “Nobody can predict a ‘coming crash’ so we need to own investments that are consistent with our three-year and longer goals. By doing that, we …
Richard Dunn is now a CERTIFIED FINANCIAL PLANNER™ professional
After a long period of study and successful completion of six different examinations, I am proud to say that I am now a CERTIFIED FINANCIAL PLANNER™ professional. So as you, your family or friends begin to wonder about the transition to retirement and you’re looking for advice, here are three good suggestions about what to …
Richard Dunn is now a CERTIFIED FINANCIAL PLANNER™ professionalRead More
Aren’t I Too Old for Life Insurance?
Growing up on the farm, we would get a surprising number of unwelcome visits from insurance salesmen. One of the least complimentary things you could say about somebody was that they reminded you of a life insurance salesman. Of course, times change. I now have extensive training in life insurance and understand what a useful …
Have I Saved Enough for Retirement?
The answer to this question is the same as to many financial planning questions: “It depends.” It depends on how much you’ve saved so far and how much you will need to spend during retirement. But if you are like most Americans, the answer is “no.” A recent survey by GOBankingRates found that 42 percent …
Why Don’t I Trust My Advisor?
If you’ve ever wondered about whether to trust your financial advisor, you are not alone. Only one in three people are confident their financial advisor always puts their interests ahead of the advisor’s, and about half of people think their advisor has not been clear about costs and fees of services. These are the findings …
