If you are getting Social Security benefits, you are signed up for Medicare. If you are not taking Social Security, you should sign up for Medicare about 90 days before your 65th birthday. Do not skip it. There are late-enrollment penalties. There are a few other things to know about Medicare: 1. Many are shocked at the expense. Today 55 …
health insurance
Why is insurance needed?
Part of my job is to help families think about—and prepare for—bad things. It can be tricky because humans mostly don’t like to think about bad things. After all, they’re bad and it’s unpleasant to think about them. The point is not really that you must do this one thing in response to the bad stuff. The …