It was 40 years ago last week that BusinessWeek magazine proclaimed the end of stock investments. Stock markets have gone up and gone down since then. But mostly up. S&P 500 closed at 42 on Aug. 13, 1979 2,926.32 on Aug. 13, 2019 Stock dividends are up: $6 in 1979 $56 in 2019 Inflation has raised prices …
investments
Have I saved enough for retirement?
Many people wonder if they are at risk to outlive their money. Nobody likes the idea of running out of money in old age. Based on 91 years of market history and some reasonable assumptions, if you have been doing a good job of saving for retirement, you should be fine. Reasonable assumptions for investors …
What About This Trade War?
On July 5 the Trump administration placed tariffs on $34 billion of Chinese imports . Then on July 10 it placed an additional $200 billion of tariffs on Chinese goods, from clothes to refrigerators. How large tariffs could affect the market Here are a few topics to help put things in perspective. For more details …
Protect Yourself Against the Coming Market Decline
Twelve things you can’t control about the next market decline, and 13 things you can control. As we near the half-way mark of the year, the MSCI world stock index is up about 1 percent for the year. So far, not a great year for your 401(k). Is it the end of the bull market? The beginning …
Is a Roth 401(k) right for you?
In the Revenue Act of 1978, the 401(k) retirement savings plan was born. This law gave employees the choice to receive a portion of their earnings as deferred compensation held in a special account. The employees did not pay tax on that money in the year it was earned. They would pay income tax in …
How am I doing on retirement savings?
“How am I doing on my investment or retirement goals?” is a question I get pretty often, most often from acquaintances, not clients. The questioner is usually looking for a comparison to other people her age to gauge whether the she’s ahead of or behind her peers. And my answer is typically some variation of, …
