So your youngest kid just graduated from college. You just realized you have 30 years of work history. You found a notebook from your first year at work and you notice a goal you wrote down: “Retire by age 50.” This year you will celebrate your 55th birthday. You’ve been saving into the 401(k) at …
financial planner
Who Needs Friends?
I remember the time my sales training coach said, “We are not trying to make friends. I got all the friends I need. What I need is more clients.” He was urging us to be more direct in asking a prospect to buy our products. Like a lot of people, this was challenging for me. …
Millennial Parents Are Different
I’m a baby boomer. I was born in 1962 during the trailing years of the baby boom and I was raised by parents who can remember the Great Depression (the one from the 1930s, not the one from 2008). My parents are savers. They saved for most big purchases and they both retired with a …
Why Aren't My Investments Doing What I Expected?
Have you ever opened up your investment account statement to find yourself disappointed in the numbers you’re seeing? Many investors are surprised, and often dismayed, by the performance of their investments. The problem might not be the investment, however. It might instead be that you didn’t have a realistic understanding of your investments from the …