Have you ever opened up your investment account statement to find yourself disappointed in the numbers you’re seeing? Many investors are surprised, and often dismayed, by the performance of their investments. The problem might not be the investment, however. It might instead be that you didn’t have a realistic understanding of your investments from the …
retirement
Social Security Raise for 2018, Sort Of
One of the great things about the Social Security retirement benefit is that is pays you each month for as long as you live and it has a Cost of Living Adjustment each year to keep pace with living expenses. Recently announced changes to Social Security could mean an increase in retirement benefits for many …
Should I own stock in retirement?
Some investors are concerned about the volatility of the stock market, yet all retired investors do better with investments that grow faster than the rate of inflation. Stocks have historically been the best asset class to keep ahead of inflation. What is a retired couple to do? What percentage of your portfolio should be in …
Thinking about retiring? Do some planning.
You don’t get a haircut just once. Things change and evolve, adjustments need to be made on a regular basis. It’s the same way with your financial game plan. Financial planning is a process, not an event. Let me tell you about Larry and Jane. Larry and Jane wanted to retire and move to Florida, …
How do I know if I can retire?
Once upon a time there were jobs that could sustain you for your entire working life. Many of those jobs had valuable pension plans. If you worked there for 30 years, you could quit, take the pension and pay all your bills without having to work another day in your life. It’s just not that …
4 Tips to a Happy Retirement
As you approach your transition out of the working world you will face your one-and-only retirement. Here are four things to beware about.
As a fiduciary, fee-only financial planner in St. Paul, I have helped dozens of people prepare for retirement. As I have gone through the process with clients, I noticed a four things that keep coming up.
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