It’s a simple question with a not so simple answer. Today, as most workers approach the Retirement Red Zone (the 5 years leading up to retirement and the 5 years after), they are faced with challenges. No longer can they count on the company pension to provide a steady income for life after they stop …
Retirement
How Much Can I Spend in Retirement?
As people move from working to retirement, they face a number of challenges in adjusting to their new life. But most don’t expect spending money to be one of them. Many families have been saving for retirement for decades. And now that it’s time to finally spend that money, they often don’t know how to …
Roth IRA vs. Traditional IRA
The Roth IRA is turning 20 this year. For some of us, it’s still a new idea while for others, it’s been a fixture of their entire investing life. Whatever your perspective, it’s a great tool and it’s been used a lot. Roth IRAs currently hold more than $660 billion in assets, according to the …
Why Aren't My Investments Doing What I Expected?
Have you ever opened up your investment account statement to find yourself disappointed in the numbers you’re seeing? Many investors are surprised, and often dismayed, by the performance of their investments. The problem might not be the investment, however. It might instead be that you didn’t have a realistic understanding of your investments from the …
Social Security Raise for 2018, Sort Of
One of the great things about the Social Security retirement benefit is that is pays you each month for as long as you live and it has a Cost of Living Adjustment each year to keep pace with living expenses. Recently announced changes to Social Security could mean an increase in retirement benefits for many …
Should I own stock in retirement?
Some investors are concerned about the volatility of the stock market, yet all retired investors do better with investments that grow faster than the rate of inflation. Stocks have historically been the best asset class to keep ahead of inflation. What is a retired couple to do? What percentage of your portfolio should be in …